Terry Howard

Personal blog of Terry Howard, guy from Orlando, Florida that likes fishing, literature, technology and saying what's on his mind.

Terry Howard
Orlando, Florida

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Attention Metrosexuals

Posted by Terry Howard @ 6/23/2008

This is still a foofy girly shower puff scrub... You are still a pansy... That is all... You may go back to drinking your appletinis now...

Labels: failure, idiots

1 comments

My wife and I were checking out Dave Ramsey's Complete Money Makeover and it discusses some interesting numbers on how many people are in debt at considerable levels, how many have horrible spending habits and money ideas and how many do not have any kind of emergency savings to deal with simple things like air conditioners breaking down, much less being laid off.

The letters to the editor page of a local newspaper I receive had several people commenting on how terrible it is that the government is letting so many people go into foreclosure, not have enough money to pay basic utilities, or be able to survive lay offs. It was pretty interesting to see how so many people blame the government for not doing things it shouldn't. The government is not our financial nanny, and nor should we ever be so foolhardy as to ever grant them that level of power over our lives.

The real problem is that people buy that which they can't afford and end up paying for one dinner for months, or continue to pay for cars years after they no longer own them. We live beyond our means, we don't save, we collectively make horrible decisions with our money. Anyone who says they can't make ends meet I would bet still has cable (probably beyond basic), makes payments on a car, or pays half of their income in minimum payments to credit cards or other lines of credit. The thing is, employers are not going to set wages based on what allows people to support a family... AND their bad money choices.

People are being foreclosed on of late only partly because of things like unregulated sales of debt and lending options that prey on consumers. Consumers still made the bad choices, even when people all around them were screaming, ARMs will destroy you! Yet, we make bad decisions, we receive our lumps and then look away from the mirror to lay blame.

I'm not perfect when it comes to money, by no means. But I'd like to think I've turned the corner from laying blame on others to holding myself responsible for my decisions. It might feel like a hard thing to do, but once you do it, it's liberating to think that the blame lies on someone who you have 100% control over. Think about that!

Labels: money

0 comments

Great PPC Job at Full Sail

Posted by Terry Howard @ 6/07/2008

We're looking to add another paid search specialist to our marketing team at Full Sail. The ideal candidate would be someone with a year or 2 of direct hands on experience with managing PPC accounts in Google AdWords, Yahoo Search Marketing and MSN AdCenter. You would be working with a team of other talented search marketers in a very creative and fun environment but with an emphasis put on delivering results.

Full Sail is an incredible place to work and if you have some basic experience with PPC or even just have dipped your toe in the water and have a real desire to jump head long into this growing area of marketing, send us your resume!

Labels: full sail, marketing